That dynamic—when one firm’s AI-driven restructuring is applauded by Wall Street, prompting peers to imitate it—is precisely the mechanism Zandi fears most. It’s not a single dramatic rupture, but a cascading series of rational corporate decisions, each one nudging the labor market closer to the edge.
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Tom’s gripping new book, Wired on Wall Street: The Rise and Fall of Tipper X, One of the FBI’s Most Prolific Informants, recounts what he went through and what rebuilding your life actually looks like when Google will always connect your name to a felony conviction.
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